Who Qualifies

HCB enforces the Fair Housing laws of the Federal Government and the State of Virginia. Any citizen or lawful resident of the State of VA is entitled to a home subject to income qualification and a credit history acceptable to a lending institution.To benefit from various Federal and State programs, the income cut off is 80% of the median income adjusted for family size.

Our current construction at Covenant Heights qualifies for a USDA mortgage loan and any one who qualifies for that loan can buy a house from us.